Applying for Insurance is easier

and more affordable than you think.

As Independent Brokers, we work for you – NOT the insurance company.

To get reliable life insurance advice and a competitive quote involves more than just asking a couple of questions. Sure, we’re happy to give you a survey of rates from all companies but the real value in working with us is knowing which companies are the best for each unique situation.

We’re here to get you the best value in the Canadian Life Insurance market.  Our licensed professionals ready to answer your questions and guide you through the process from quoting to buying online.

Reasons to Protect With Life Insurance

Keeping a Home in the Family

Jason and Amy are raising a family while paying down their mortgage. Whatever happens, they don’t want their children to lose their home or be burdened with their debt.

What’s the answer?

Jason and Amy purchased 30-year term life insurance policies to pay off their mortgage. Their wish is to have the home passed down to their children.

Leave Them with Memories, Not Bills

David is the primary wage-earner for his family and worries about a time he might not be there anymore. He wants to ensure his family isn’t burdened by costs for his funeral or unpaid medical bills.

What’s the answer?

David purchased a permanent life insurance policy to provide the funds necessary to pay final expenses. He feels better knowing it might help ease their pain during a stressful time.

Safeguarding Your Family’s Lifestyle

John and Lisa each contribute to their household of seven. They want to make sure the income they provide today is there for the family should something happen to either of them.

What’s the answer?

20-year term life plans put John and Lisa’s concerns to rest. Each policy can be used to help pay off debt and pay the monthly bills in order to maintain the family’s lifestyle.

What if College Dreams are Cut Short?

James and Mary are proud of their daughter who is in college. They hate to think about it, but what if something was to happen to her? Could they pay off the student loans they cosigned?

What’s the answer?

College loan protection coverage can protect James and Mary from the added heartache of paying college debt. The 20-year term life insurance policy they selected can be used to pay off student loans.

Planning for Retirement

Like many of us, Michael is looking for a safe way to ensure his dreams of a comfortable retirement become reality. He is planning to save for the future and wants to guarantee an income during his retirement years.

What’s the answer?

Michael wasn’t sure where to start so he talked to his advisor at Best Insurance Ontario. Best Insurance Ontario offers several retirement savings options like annuities, Registered Retirement Savings Plans (RRSPs) and life insurance planning for businesses.

It’s Your Legacy - Pass It On

Barbara has worked hard to build a good life and wants to leave behind a legacy that matters. She would like to establish a plan that would help her family financially and ensure charitable gifts to her favorite organizations.

What’s the answer?

Barbara purchased a permanent life insurance policy that will provide for her family and her favorite charities. It offers guaranteed cash value accumulation and a guaranteed death benefit.

Smart Ways to Help Protect Your Business

Karen and Susan are partners who put their heart and soul into making sure their business thrives. They want to be prepared in case something should happen to one of them or to a key employee.

What’s the answer?

Karen and Susan talked to their Best Insurance Ontario advisor about how to use life insurance for smart business planning. They purchased a universal life policy to provide funding for a buy-sell agreement and key person protection.

Who Needs Life Insurance?

We all know that we aren’t wired to think about our own deaths. Yet, Life Insurance could be the most important financial question you answer for you and your family.
If someone depends on you financially, chances are you need life insurance.
If you depend on your paycheque, you will need Disability and Critical Illness Insurance to protect your ability to earn money.


If someone will suffer financially when you die, chances are you need life insurance because it provides cash to your family after your death.


Life insurance and Critical Illness Insurance are emotional decisions to make when it comes to children. Here are some factors to help you decide.


Depending on the size of your estate, your heirs could be hit with an estate-tax payment of up to 45% after you die. Life insurance can relieve that burden.


Buying life insurance when you’re young will likely ensure your future eligibility, even if you have a change in health.


Your home is likely the biggest asset you’ll ever own. Life insurance can cover your mortgage so you don’t leave that debt for your loved ones


Life insurance can also protect your business. What would happen to your business if you become disabled or died tomorrow?

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Toronto, Ontario