If your family has any of these financial needs when you die, then life insurance can help.
How much life insurance do I need?
You should buy enough life insurance to cover all of the needs you have identified. You can get an idea using an Insurance Needs Calculator. Once you are done, you will know whether you need permanent insurance or term insurance, or both, and how much of each.
What is No Medical or Simplified Issue Insurance?
No Medical & Simplified Issue insurance is typically underwritten with just a few medical questions, no doctors and no tests. This type of insurance tends to be for smaller amounts of insurance and/or applicants who have more health issues.
What is Term Insurance?
What is Permanent Insurance?
If you are Hard to Insure because of a medical condition, you engage in extreme sports, you have a dangerous job, you're on a Canadian Work Permit or don't like needles and want to apply for life insurance online, click the "GET PROMO" Button. If you'd like to see what the top Insurers offer, click the "COMPARE QUOTES" Button.